:root {
  --navy: #08243d;
  --navy-deep: #041827;
  --gold: #c9a45b;
  --gold-light: #e5cf9a;
  --ivory: #f8f5ed;
  --white: #ffffff;
  --ink: #18232d;
  --muted: #5f6b74;
  --line: #d9d4c8;
  --success: #1f6d52;
  --shadow: 0 18px 50px rgba(4, 24, 39, 0.12);
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  color: var(--ink);
  background: var(--ivory);
  font-family: Inter, ui-sans-serif, system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
  line-height: 1.6;
}
a { color: inherit; }
img { max-width: 100%; display: block; }
.container { width: min(1120px, calc(100% - 40px)); margin: 0 auto; }

.skip-link {
  position: absolute;
  left: -9999px;
  top: 8px;
  background: var(--white);
  color: var(--navy);
  padding: 10px 14px;
  z-index: 100;
}
.skip-link:focus { left: 12px; }

.site-header {
  position: sticky;
  top: 0;
  z-index: 50;
  backdrop-filter: blur(12px);
  background: rgba(4, 24, 39, 0.94);
  border-bottom: 1px solid rgba(229, 207, 154, 0.22);
}
.nav {
  min-height: 72px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 24px;
}
.brand {
  text-decoration: none;
  color: var(--white);
  font-family: Georgia, "Times New Roman", serif;
  font-size: 1.35rem;
  letter-spacing: 0.02em;
}
.brand span { color: var(--gold-light); }
.nav-links { display: flex; gap: 24px; align-items: center; }
.nav-links a { color: #eef3f7; text-decoration: none; font-size: 0.95rem; }
.nav-links a:hover, .nav-links a:focus { color: var(--gold-light); }

.hero {
  color: var(--white);
  background:
    radial-gradient(circle at 85% 20%, rgba(201,164,91,0.22), transparent 26%),
    linear-gradient(135deg, var(--navy-deep), var(--navy));
  padding: 76px 0 88px;
}
.hero-grid {
  display: grid;
  grid-template-columns: 1.05fr 0.95fr;
  gap: 56px;
  align-items: center;
}
.eyebrow {
  color: var(--gold-light);
  text-transform: uppercase;
  letter-spacing: 0.16em;
  font-weight: 700;
  font-size: 0.8rem;
  margin: 0 0 18px;
}
h1, h2, h3 { font-family: Georgia, "Times New Roman", serif; line-height: 1.15; margin-top: 0; }
h1 { font-size: clamp(2.6rem, 6vw, 5.2rem); max-width: 820px; margin-bottom: 22px; }
h2 { font-size: clamp(2rem, 4vw, 3.2rem); color: var(--navy); margin-bottom: 18px; }
h3 { font-size: 1.35rem; color: var(--navy); }
.hero-copy { font-size: 1.15rem; color: #dce6ed; max-width: 700px; }
.hero-actions { display: flex; flex-wrap: wrap; gap: 14px; margin-top: 32px; }
.button {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  min-height: 48px;
  padding: 0 20px;
  border-radius: 6px;
  border: 1px solid var(--gold);
  background: var(--gold);
  color: var(--navy-deep);
  text-decoration: none;
  font-weight: 800;
  cursor: pointer;
}
.button.secondary { background: transparent; color: var(--white); border-color: rgba(255,255,255,0.45); }
.button:hover, .button:focus { transform: translateY(-1px); }
.logo-card {
  background: rgba(255,255,255,0.06);
  border: 1px solid rgba(229,207,154,0.28);
  border-radius: 14px;
  padding: 14px;
  box-shadow: var(--shadow);
}
.logo-card img { border-radius: 8px; }

section { padding: 78px 0; }
.section-lead { max-width: 760px; color: var(--muted); font-size: 1.08rem; }
.cards { display: grid; grid-template-columns: repeat(3, 1fr); gap: 22px; margin-top: 34px; }
.card {
  background: var(--white);
  border: 1px solid var(--line);
  border-radius: 10px;
  padding: 28px;
  box-shadow: 0 8px 26px rgba(4, 24, 39, 0.05);
}
.card p { color: var(--muted); margin-bottom: 0; }
.number {
  display: inline-grid;
  place-items: center;
  width: 34px;
  height: 34px;
  border-radius: 50%;
  background: var(--navy);
  color: var(--gold-light);
  font-weight: 800;
  margin-bottom: 18px;
}

.band { background: var(--white); border-top: 1px solid var(--line); border-bottom: 1px solid var(--line); }
.two-column { display: grid; grid-template-columns: 1fr 1fr; gap: 54px; align-items: start; }
.check-list { list-style: none; padding: 0; margin: 26px 0 0; }
.check-list li { padding: 10px 0 10px 30px; position: relative; border-bottom: 1px solid #e6e1d7; }
.check-list li::before { content: "✓"; color: var(--success); font-weight: 900; position: absolute; left: 0; }

.sms-panel {
  background: var(--navy-deep);
  color: var(--white);
  border-radius: 14px;
  padding: 34px;
  box-shadow: var(--shadow);
}
.sms-panel h2, .sms-panel h3 { color: var(--white); }
.sms-panel p, .sms-panel li { color: #dbe5ec; }
.sms-panel a { color: var(--gold-light); }
.disclosure {
  border-left: 3px solid var(--gold);
  padding: 14px 18px;
  background: rgba(255,255,255,0.06);
  margin: 22px 0 0;
  font-size: 0.94rem;
}

.form-wrap {
  background: var(--white);
  border: 1px solid var(--line);
  border-radius: 12px;
  padding: 34px;
  box-shadow: var(--shadow);
}
.form-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 18px; }
.field { display: flex; flex-direction: column; gap: 7px; }
.field.full { grid-column: 1 / -1; }
label { font-weight: 700; color: var(--navy); }
input, textarea {
  width: 100%;
  border: 1px solid #bfc7cc;
  border-radius: 6px;
  background: #fff;
  padding: 12px 13px;
  font: inherit;
  color: var(--ink);
}
input:focus, textarea:focus { outline: 3px solid rgba(201,164,91,0.25); border-color: var(--gold); }
.checkbox-row { display: grid; grid-template-columns: auto 1fr; gap: 12px; align-items: start; }
.checkbox-row input { width: 20px; height: 20px; margin-top: 4px; }
.checkbox-row label { font-weight: 500; color: var(--ink); font-size: 0.93rem; }
.optional-note { color: var(--muted); font-size: 0.92rem; margin-top: 8px; }

.legal-page { background: var(--white); }
.legal-hero { padding: 62px 0 30px; background: var(--navy-deep); color: var(--white); }
.legal-hero h1 { font-size: clamp(2.4rem, 5vw, 4rem); margin-bottom: 12px; }
.legal-content { padding: 56px 0 80px; }
.legal-content article { max-width: 860px; }
.legal-content h2 { font-size: 1.8rem; margin-top: 44px; }
.legal-content h3 { margin-top: 28px; }
.legal-content p, .legal-content li { color: #384650; }
.notice {
  background: #f2eee3;
  border: 1px solid var(--line);
  border-radius: 8px;
  padding: 18px;
}

.site-footer {
  background: var(--navy-deep);
  color: #dbe5ec;
  padding: 40px 0;
}
.footer-grid { display: grid; grid-template-columns: 1.4fr 1fr; gap: 36px; }
.footer-links { display: flex; flex-wrap: wrap; justify-content: flex-end; gap: 18px; }
.footer-links a { color: var(--gold-light); }
.small { font-size: 0.88rem; color: #aebbc4; }

@media (max-width: 880px) {
  .hero-grid, .two-column, .footer-grid { grid-template-columns: 1fr; }
  .cards { grid-template-columns: 1fr; }
  .nav-links a:not(.button) { display: none; }
  .footer-links { justify-content: flex-start; }
}
@media (max-width: 620px) {
  .container { width: min(100% - 26px, 1120px); }
  .hero { padding: 52px 0 62px; }
  section { padding: 58px 0; }
  .form-grid { grid-template-columns: 1fr; }
  .field.full { grid-column: auto; }
  .form-wrap, .sms-panel { padding: 24px; }
  h1 { font-size: 2.55rem; }
}